Appraisal services for South Boston and Halifax County homeowners

Here are the top seven reasons why VA homeowners order from Leigh F. Edwards Appraisals:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. To cut their mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. If real estate needs to be divided because of a divorce
  7. Settle an estate in VA by determining the true market value of property in question

Need help determining the price of your house in or near South Boston, VA?
Contact Leigh F. Edwards Appraisals.

We at Leigh F. Edwards Appraisals understand the particular needs of a customer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at Leigh F. Edwards Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value assessment than yours.

Appraisals to remove PMI

A popular money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. Leigh F. Edwards Appraisals is experienced in helping folks just like you delete unneeded and unwanted PMI insurance.

Challenge Halifax county's assessment of your property

Lets say your home is not appreciating as much as other homes nearby -- your local tax assessor may have your home overvalued. This only means you are going to pay higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Leigh F. Edwards Appraisals is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow standpoint. Leigh F. Edwards Appraisals can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for preciseness? Leigh F. Edwards Appraisals offers field reviews where we'll go out and check the subject and comps. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your home.